U.S. Patents

For decades now businesses have been paying a percentage of each transaction to the credit card processing company. With the advent of the new surcharge and cash discount methods the processing fees have been practically eliminated. Many credit card processing companies are now offering a flat fee model where the business will pay a flat fee no matter how much it processes. But there are usually many other hidden charges. With our patented method we have eliminated 100% of ALL monthly fees. But we also reward the business by paying back anywhere from $100 to $500 or more each and every month. Because we have patented this method of doing credit card processing, no other company can offer this same deal.

We issue to the business owners a Visa credit card in their name. We will load it very month with the amount based on how much is processed that month. Or they can choose to have a direct deposit into their bank account each month instead if they don't want the card. Most merchants will receive the Visa card.

We have filed several patents with the U.S. Patent office for business methods to protect our system. These patents cover the ability to pay merchants a monthly amount. There is also a business method filing for a true zero fee model. Any merchant processor or credit card agent trying to offer this service would be violating U.S. patent laws.